Axis Bank Neo Credit Card

1. Discounts on Other Spends: Get 10% discount on Blinkit, capped at Rs.250, on minimum spending of Rs.750. Get a 10% discount on purchasing a movie ticket from BookMyShow, capped at Rs.100. You also get a discount of Rs.150 on shopping at Myntra, on minimum transaction of Rs.999.  

1. Security: The Axis Bank Neo credit card is equipped with an EMV certified chip, which ensures all your transactions are secure. 

1. Easy EMI Conversion: This credit card easily allows you to convert your expenditures into easy EMIs. 

1. Lost Card Liability: You also get a lost card liability cover with this credit card on reporting the lost or stolen credit card immediately to Axis bank. 

1. Reward Points: With this credit card, you earn 1 EDGE REWARDS points for every Rs.200 spent. Do note that you will not earn any reward points for transactions made for paying utility bills, government institutions, insurance payments, wallet loading, rent payment or fuel. 

1. Offers on Wednesday: Every Wednesday, get 10% off on ordering through Swiggy, 10% off up to Rs.1000 on shopping at Tira, and savings of up to 15% on booking flights and hotels through MakeMyTrip.
2. Activation Benefits: Get 100% cashback up to ₹300 on first utility bill payment within first 30 days of card issuance. 

Fees and Charges on Axis Bank Neo Credit Card

The fees and charges applicable on Axis Bank Neo credit cards are mentioned in the table below:

Eligibility Criteria for Axis Bank Neo Credit Card

To apply for the Neo Credit Card, these following eligibility criteria need to be met:

1. Primary cardholder should be 18 to 70 years of age.
2. Add-on cardholder should be over 18 years.
3. The applicant can be a resident or non-resident of India.

*The bank has the right to change the eligibility criteria for credit cards from time to time without any prior notice.

Documents Required to Apply for the Axis Bank Neo Credit Card

The documents required for applying for Axis Bank Neo credit card: 

1. Filled credit card application form.
2. A copy of PAN card or Form 60.
   
3. Income proof - Latest pay slips, Form 16, IT return copy, etc.
4. Residence proof - Passport, Driving license, electricity bill, landline telephone bill, Aadhaar, etc.   
   

*The list of documents mentioned above is indicative and additional documents might be asked for when you apply for the Neo credit card.

How to Apply for the Axis Bank Neo Credit Card Online?

You can apply for the Neo credit card online through the Axis Bank website by following the steps given below: 

Step 1: Visit the Official Axis Bank Website: Navigate to the 'Credit Cards' section.   

Step 2: Select the Neo Credit Card: Browse through the available cards and select the Axis Bank Neo Credit Card.   

Step 3: Click 'Apply Now': Start the application process.   

Step 4: Fill in Details: Provide the necessary personal, contact, income, and employment details in the online form.   

Step 5: Submit Documents: Upload the requested documents like properly filled application form, PAN Card or Form 60, proof of identity (e.g., Aadhaar Card, Driving Licence, Passport), proof of residence (e.g., Passport, Utility Bills), proof of income (e.g., Latest Salary Slips, Form 16, or IT Returns) and passport-sized photographs. 

Step 6: Complete Verification: The bank will process your application and you may be asked to complete a KYC (VKYC) process for verification. 

The card can also be applied for in a completely paperless way through BankBazaar. Here are the steps which need to be followed: 

1. Step 1: Check your eligibility for the card by clicking 'Check Eligibility'.
2. Step 2: Submit the information that is asked for.
3. Step 3: Next, upload the documents when you are prompted to do so.
4. Step 4: Use the tracking ID on the 'Track Application' process and get the application status.

How to Redeem Reward Points Earned on Axis Bank Neo Credit Card?

The points you earn from your Neo credit card have a validity of 3 years after which it will automatically expire. It is advised to keep a regular check on the reward points earned in order to redeem it.

Follow the steps given below to redeem your reward points:

1. Log in to your net banking using your ‘Customer ID’ and ‘Password’.
2. Select 'Account Summary'.
3. Click on the 'Axis eDGE Rewards' option.
4. Check the box to accept the terms and conditions and then click on 'Redeem Now' to view your rewards.
5. From the drop-down menu, choose the reward category and add them.
6. Once done, click on confirm and the points will be redeemed.

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