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The HSBC Visa Platinum credit card offered by HSBC bank is an entry-level lifestyle credit card designed to offer various benefits like air miles, fuel surcharge waiver, reward points, insurance coverage, and much more. It also comes with features like contactless payments, dining discounts, and convenient balance transfers at low interest rates. Read more about the features, benefits, eligibility criteria and other details related to HSBC Visa Platinum credit card.
The Visa Platinum credit card offered by the HSBC bank is a lifestyle credit card, that offers exclusive benefits, including global acceptance and attractive rewards. It also comes with features like contactless payments, dining discounts, and convenient balance transfers at low interest rates. Read on to know more about the HSBC Visa Platinum credit card.
The key highlights about the HSBC Visa Platinum credit card are mentioned below:
Introductory offers:
The welcome offer provided with HSBC Visa Platinum credit card are mentioned below:
*TnC Applicable
The features and benefits of HSBC Visa Platinum credit cards:
The fees and charges applicable on HSBC Visa Platinum credit card:
Type of fee or charge | Amount (Rs.) |
Joining Fee | NIL |
Annual fee | NIL |
Interest rate | 3.75% per month |
Cash withdrawal fee | Overseas ATM: Rs.100 Non-HSBC ATM: Nil |
Charges for rental and related payments | 1% processing fee plus applicable taxes |
Fee for cash payments | Rs.100 |
Fee for bounced cheques, failed standing instructions (SI), or unsuccessful NACH payments | Rs.500 |
Balance transfer charges | Interest rate: 10.99% to 15.00% p.a. Processing fee of 1.50% up to Rs.200 |
Overlimit fee | 2.5% of the overlimit amount or Rs.500 (whichever is higher) plus GST |
Late payment fee | 100% of the minimum due amount (subject to a minimum of Rs.250 and a maximum of Rs.1200) |
Currency conversion fee | 3.5% |
Cash payment at HSBC branches | Rs.100 |
The basic eligibility to apply for HSBC Platinum Visa Credit Card is provided below:
If you are eligible to apply for the HSBC Visa Platinum Credit Card, please submit the following documents to complete your application:
You can apply for the HSBC Platinum Visa Credit Card through BankBazaar by following the steps mentioned below:
Step 1: Click on the 'Apply Now' button on this page.
Step 2: To find out if you are eligible to apply for the card, fill out the necessary information.
Step 3: The online application page will be displayed to the eligible applicant.
Step 4: Complete the online application and click the 'Submit' option.
Step 5: Upload the requested documents and submit them.
You will get an acknowledgement message with the Application ID on your registered mobile number after successfully submitting the application. You can use this Application ID to check the status of your credit card application.

The HSBC Visa Platinum Credit Card comes with no joining or annual fees.
The minimum annual income required is Rs.4 Lakh for salaried individuals.
The HSBC Platinum Credit Card offers a range of benefits including cashback on dining, fuel surcharge waivers, reward points on every purchase, and exclusive lifestyle offers. It may also include complimentary lounge access at select airports
The applicant should be at least 18 years old to apply for an HSBC Platinum credit card.
Applicants should typically be between 18 and 65 years of age, with a stable source of income. Salaried individuals and self-employed professionals meeting the bank’s income criteria are eligible to apply.
Yes, this credit card offers a fuel surcharge waiver of up to Rs.250 on fuel transactions ranging between Rs.400 to Rs.4,000.
Reward points can be redeemed through HSBC’s online rewards portal for vouchers, merchandise, air miles, or statement credit, depending on availability.

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