The IndusInd Bank Legend Credit Card is a premium lifestyle card designed specifically to provide accelerated rewards and high-value travel benefits. It is among the top premium contactless credit cards offered by the bank. It is curated for customers to provide them with best-in-class luxury features and benefits across various categories such as lifestyle, dining, rewards, and travel. It is a "lifetime free" card for eligible users. It offers multiple curated lifestyle privileges like "Buy One Get One" movie offers via BookMyShow, comprehensive golf programs and 24/7 concierge services. Read on for more details about the features, benefits, eligibility criteria and fees associated with the card.
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What you'll love
'Buy 1, Get 1' offer - 3 FREE movie tickets on BookMyShow every month & additional ₹ 50 off on selecting F&B option
₹ 2,400 additional savings on fuel surcharge
4,000 bonus points on annual spends of ₹ 6 lakhs or more
Discounted forex markup of 1.8% on all foreign currency transactions
Redeem reward points for cash credit, airline miles on Vistara/InterMiles or vouchers/merchandise from IndusMoments catalogue
1 complimentary domestic lounge visit per quarter
Complimentary first-year EazyDiner Prime Membership
24x7 concierge & Auto Assist services
Free golf rounds & lessons once a quarter at prestigious golf clubs
Travel insurance & air accident coverage
Think about
Fuel surcharge waiver applicable on min. fuel transaction of ₹ 400 & max. transaction of ₹ 4,000
Accelerated Rewards: Unique dual reward point structure on spending on weekends and weekdays as well.
Travel Efficiency: Travel insurance, Priority Pass Program, Travel Plus Programme and low 1.8% Foreign Currency Markup fee.
Entertainment: BOGO movie tickets on BookMyShow (up to Rs. 200 off).
Milestone Bonus: Offers 4000 bonus reward points for spending Rs.6 lakh or more within one year of card issuance.
Protection: "Total Protect" insurance covering unauthorized transactions up to the credit limit.
Fuel Benefits; Fuel surcharge waiver of 1%.
Given below are the various features and benefits available to IndusInd Bank Legend Credit Card holders:
Note: Welcome gift is applicable only on selected plan fee.
• Weekday rewards: Cardholders earn up to 1 reward point for every Rs. 100 spent on weekdays.
• Weekend rewards: Cardholders earn up to 2 reward points for every Rs. 100 spent on weekends.
• Cardholders earn 1 reward point for every Rs.100 spent on medical, automobile, and telecom transactions (on both weekdays and weekends).
Note: Fuel transactions do not provide any reward points.
Note: The lounge access benefit has been discontinued from 7 March 2025.
IndusInd Bank decides the credit limit for the Legend Credit Card at its discretion. The IndusInd Bank will be considering a number of factors before assigning the credit limit for the card. Some of these factors are the annual income of the primary applicant, the credit score, and the repayment habits of previous debts.
Below, you’ll find the details of fees and charges for the IndusInd Bank Legend Credit Card:
Type of Charge | Fee |
Joining fees & Annual fee | Nil |
Add-on card fee | Nil |
Interest charge | 3.95% monthly (47.40% per annum) |
Late payment fees | Outstanding balance up to Rs.100 - Nil From Rs.101 to Rs.500 - Rs.100 From Rs.501 to Rs.1,000 - Rs.350 From Rs.1,001 to Rs.10,000 - Rs.550 Above Rs.10,001 to Rs.25,000 - Rs.800 Rs.25,001 to Rs.50,000 - Rs.1,100 Above Rs.50,000 - Rs.1,300 |
Over limit charges | 2.5% of Over Limit Amount subject to a minimum of Rs.500 |
Returned cheque | Rs.250 |
Cash advance charges | 2.5% of advance amount, subject to a minimum of Rs. 300 |
Balance Enquiry charge | Rs.25 (Applicable only at enquires at non- IndusInd Bank ATMs, not applicable at IndusInd Bank ATMs) |
Foreign Currency mark-up | 1.8% |
Below, you’ll find the eligibility criteria for the IndusInd Bank Legend Credit Card:
Nationality | You must be a citizen of India or a non-resident Indian. |
Employment status | You should be salaried or self-employed having a steady source of income. |
Age | You must be at least 21 years old and a maximum of 65 years of age. |
Income | IndusInd Bank will require you to meet their minimum income requirement before the card application is approved. |
Credit Score | A good CIBIL score, with no history of default is very important in making sure that the application is approved. |
Given below are documents typically required to apply for the IndusInd Bank Legend Credit Card
To establish your legal identity, you will need at least one of the following:
If your current address differs from the one on your Aadhaar or PAN, you must provide:
To determine your credit limit and repayment capacity.
While you can visit the official website of IndusInd to apply online for this credit card, you can also apply for this credit card through the BankBazaar website:
Follow the steps given below to apply for the IndusInd Bank Legend Credit Card:
Step 1: Click on the link.
Step 2: Navigate and find the 'Apply For Credit Card on BankBazaar' button. Click on this button.
Step 3: Select the type of employment applicable to you and click on 'Continue'. Similarly, provide your pin code, followed by your mobile number. A representative of BankBazaar will get in touch with you and will help you with all the necessary steps to apply for this credit card.
Step 4: You can take the representative's help to fill in the application form and submit it along with all the necessary documents. If all the details are correct, the Credit Card will be sent to your address.

You can do so by logging in to your IndusInd credit card net banking account and selecting the option of 'cards'. Select your credit card and click on the option of 'Generate Statement'. You can get an overall statement or for specific dates as well.
The interest-free period for the Legend Credit Card is up to 50 days. However, the interest-free period will not be given if the total amount due is not paid.
Yes, while the foreign currency mark-up for other IndusInd Bank credit cards is at 3.5%, for the Legend Credit Card, the mark-up is at 1.8%.
No, the Legend Credit Card comes with a one-time joining fee of Rs.5,000 and will not carry any annual fees.
Reward points can be redeemed by customers for a variety of benefits such as credit card payments, vouchers, air miles, cashback on future purchases, etc.
As long as the credit card account is active, all reward points accrued on the credit card will be active.
Yes, you can make fast and contactless transactions using the Legend Credit Card.

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