IndusInd Bank Legend Credit Card

The IndusInd Bank Legend Credit Card is a premium lifestyle card designed specifically to provide accelerated rewards and high-value travel benefits. It is among the top premium contactless credit cards offered by the bank. It is curated for customers to provide them with best-in-class luxury features and benefits across various categories such as lifestyle, dining, rewards, and travel. It is a "lifetime free" card for eligible users. It offers multiple curated lifestyle privileges like "Buy One Get One" movie offers via BookMyShow, comprehensive golf programs and 24/7 concierge services. Read on for more details about the features, benefits, eligibility criteria and fees associated with the card. 

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Buy 1 Get 1 Offer On Book My Show

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  • IndusInd Bank Legend Card

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    ₹ 0

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Updated On - 02 Apr 2026
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Key Highlights of IndusInd Legend Credit Card: 

Accelerated Rewards: Unique dual reward point structure on spending on weekends and weekdays as well. 

Travel Efficiency: Travel insurance, Priority Pass Program, Travel Plus Programme and low 1.8% Foreign Currency Markup fee. 

Entertainment: BOGO movie tickets on BookMyShow (up to Rs. 200 off). 

Milestone Bonus: Offers 4000 bonus reward points for spending Rs.6 lakh or more within one year of card issuance. 

Protection: "Total Protect" insurance covering unauthorized transactions up to the credit limit. 

Fuel Benefits; Fuel surcharge waiver of 1%. 

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Features and Benefits of IndusInd Bank Legend Credit Card

Given below are the various features and benefits available to IndusInd Bank Legend Credit Card holders:

Legend Welcome

  • Luxe Gift Card: Cardholders can access more than 30 global luxury and premium brands across over 360 stores in 30 cities in India.
  • Montblanc: Offers an exclusive collection of Montblanc watches, stationery, jewellery, leather goods, and eyewear.
  • Post Card: Cardholders can gain direct access toluxury hotels at various holiday destinations across the country.
  • Vouchagram: The card offers multiple discount vouchers from various brands like Amazon, Apollo Pharmacy, Uber, Flipkart, Zee5, Ola, etc.
  • Vouchgram Premium: Offers discounts on various brands like Bata, Raymond, Pantaloons, Hush Puppies, etc.

Note: Welcome gift is applicable only on selected plan fee.

Legend Lifestyle

  • The card offers a "buy one, get one free" on booking movie tickets through BookMyShow.
  • On purchase of the first movie ticket, get the second ticket for free.
  • This offer is valid for up to three movie tickets in a month.
  • BookMyShow offers this deal at all theatres registered on its platform.
  • An additional discount of Rs.50 is also provided on selecting food and beverage options.
  • By availing this offer you can get a free ticket worth up to Rs. 200.

Reward Benefits

  • The IndusInd Bank Legend Credit Card offers a unique dual structure reward program.

• Weekday rewards: Cardholders earn up to 1 reward point for every Rs. 100 spent on weekdays.

• Weekend rewards: Cardholders earn up to 2 reward points for every Rs. 100 spent on weekends.

• Cardholders earn 1 reward point for every Rs.100 spent on medical, automobile, and telecom transactions (on both weekdays and weekends).

Note: Fuel transactions do not provide any reward points. 

Entertainment Benefits

  • Movie ticket Benefits: Buy one ticket and get the other free while booking movie tickets on BookMyShow.
  • You can get up to 3 free movie tickets every month.

Legend Travel

  • Lost baggage cover up to Rs.1 lakh.
  • Lost ticket insurance up to Rs.25,000.
  • Note: The lounge access benefit has been discontinued from 7 March 2025. 

Note: The lounge access benefit has been discontinued from 7 March 2025.

Legend Concierge

  • Offers pre-trip assistance such as flight booking, hotel reservations, sports and entertainment bookings, and arranging for a special gift.
  • Provides complimentary services with a host of premium benefits.

Insurance

  • Total Protect Cover available with the card, offering coverage equivalent to the credit card limit.
  • Provides insurance against stolen cards misused as counterfeit cards.
  • Offers personal accident coverage up to Rs.25 lakh.

Legend Auto Assist

  • Accident management and medical assistance.
  • Emergency fuel supply.
  • Flat tyre service.
  • Lost key assistance.
  • Battery service.
  • Emergency towing assistance.
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IndusInd Bank Legend Credit Card Limit

IndusInd Bank decides the credit limit for the Legend Credit Card at its discretion. The IndusInd Bank will be considering a number of factors before assigning the credit limit for the card. Some of these factors are the annual income of the primary applicant, the credit score, and the repayment habits of previous debts.

IndusInd Bank Legend Credit Card Fees and Charges

Below, you’ll find the details of fees and charges for the IndusInd Bank Legend Credit Card:

Type of Charge

Fee

Joining fees & Annual fee

Nil

Add-on card fee

Nil

Interest charge

3.95% monthly (47.40% per annum)

Late payment fees

Outstanding balance up to Rs.100 - Nil

From Rs.101 to Rs.500 - Rs.100

From Rs.501 to Rs.1,000 - Rs.350

From Rs.1,001 to Rs.10,000 - Rs.550

Above Rs.10,001 to Rs.25,000 - Rs.800

Rs.25,001 to Rs.50,000 - Rs.1,100

Above Rs.50,000 - Rs.1,300

Over limit charges

2.5% of Over Limit Amount subject to a minimum of Rs.500

Returned cheque

Rs.250

Cash advance charges

2.5% of advance amount, subject to a minimum of Rs. 300

Balance Enquiry charge

Rs.25 (Applicable only at enquires at non- IndusInd Bank ATMs, not applicable at IndusInd Bank ATMs)

Foreign Currency mark-up

1.8%

Eligibility Criteria for the IndusInd Bank Legend Credit Card

Below, you’ll find the eligibility criteria for the IndusInd Bank Legend Credit Card:

Nationality

You must be a citizen of India or a non-resident Indian.

Employment status

You should be salaried or self-employed having a steady source of income.

Age

You must be at least 21 years old and a maximum of 65 years of age.

Income

IndusInd Bank will require you to meet their minimum income requirement before the card application is approved.

Credit Score

A good CIBIL score, with no history of default is very important in making sure that the application is approved.

Documents Required for IndusInd Bank Legend Credit Card

Given below are documents typically required to apply for the IndusInd Bank Legend Credit Card

Identity Proof (KYC)

To establish your legal identity, you will need at least one of the following:

  • PAN Card (Mandatory for most applications)
  • Aadhaar Card
  • Voter ID Card
  • Passport
  • Driving License

Address Proof (Current Residence)

If your current address differs from the one on your Aadhaar or PAN, you must provide:

  • Utility Bills (Electricity, Telephone, or Gas bill not older than 3 months)
  • Bank Account Statement (Recent)
  • Ration Card
  • Rental Agreement or Property Registration Document

Proof of Income

To determine your credit limit and repayment capacity.

  • For Salaried Individuals: Latest 3 months’ Salary Slips, Latest Form 16, Last 3–6 months’ Bank Statements showing salary credits.
  • For Self-Employed Individuals: Income Tax Returns (ITR) for the last 2 years, Audited Profit & Loss Statement and Balance Sheet.

Additional Requirements

  • 1–2 recent passport-sized color photographs (if applying offline).
  • Form 60: Only if you do not possess a PAN card.

How to Apply IndusInd Bank Legend Credit Card

While you can visit the official website of IndusInd to apply online for this credit card, you can also apply for this credit card through the BankBazaar website:

Follow the steps given below to apply for the IndusInd Bank Legend Credit Card:

Step 1: Click on the link.

Step 2: Navigate and find the 'Apply For Credit Card on BankBazaar' button. Click on this button.

Step 3: Select the type of employment applicable to you and click on 'Continue'. Similarly, provide your pin code, followed by your mobile number. A representative of BankBazaar will get in touch with you and will help you with all the necessary steps to apply for this credit card.

Step 4: You can take the representative's help to fill in the application form and submit it along with all the necessary documents. If all the details are correct, the Credit Card will be sent to your address.

FAQs on IndusInd Bank Legend Credit Card

  1. How can I get my IndusInd Bank credit card statement online?

    You can do so by logging in to your IndusInd credit card net banking account and selecting the option of 'cards'. Select your credit card and click on the option of 'Generate Statement'. You can get an overall statement or for specific dates as well.

  2. What is the interest-free period for the Legend Credit Card?

    The interest-free period for the Legend Credit Card is up to 50 days. However, the interest-free period will not be given if the total amount due is not paid.

  3. Is the foreign currency mark-up for the Legend Credit Card different from other IndusInd Bank credit cards?

    Yes, while the foreign currency mark-up for other IndusInd Bank credit cards is at 3.5%, for the Legend Credit Card, the mark-up is at 1.8%.

  4. Does the IndusInd Bank Legend Credit Card have an annual fee?

    No, the Legend Credit Card comes with a one-time joining fee of Rs.5,000 and will not carry any annual fees.

  5. How can I redeem the reward points earned?

    Reward points can be redeemed by customers for a variety of benefits such as credit card payments, vouchers, air miles, cashback on future purchases, etc.

  6. Will the reward points on the IndusInd Bank Legend credit card expire?

    As long as the credit card account is active, all reward points accrued on the credit card will be active.

  7. Can I make contactless transactions using the Legend Credit Card?

    Yes, you can make fast and contactless transactions using the Legend Credit Card.

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